Buying a property is often described as buying a home. Legally, however, what you are buying may be slightly more complicated. In England and Wales, most residential properties are owned either freehold or leasehold. The distinction affects how…
Read moreStamp Duty in the Conveyancing Process Stamp Duty Land Tax, usually shortened to SDLT, is one of those parts of buying a property that sounds simple until someone asks what it actually is. Then the room goes quiet,…
Read moreThere is a substantial push by the government and major institutions to try and increase efficiency and improve the speed of the house buying and selling process, so what exactly is going on? Few modern experiences create quite…
Read moreI’m afraid we’ve fallen out with our new neighbours. We have a large house with gardens that were really too big for us, so we sold some of the garden off after getting planning permission for a new…
Read moreI’m selling my house and my solicitor has asked me to provide a FENSA certificate for 3 replacement windows back in 2006. I threw the certificates away years ago and my windows are probably due to be replaced…
Read moreI’m just buying a brand new house. My solicitor has sent me a copy of a load of things from the builder’s solicitors called “restrictive covenants”. He says I’ve got to read through them carefully and make sure…
Read moreI have a little terraced house built in about 1905. I’ve always treated it as my own, but now I’ve had a letter from a “reversionary“ company that says they own it. I’ve checked my title deeds and…
Read moreThere has been a great deal of coverage recently following the chancellor’s announcement about the increased rate of stamp duty for buy to let properties, but how much impact will this have? 12 months ago the stamp duty…
Read moreMy house has been on the market for over six months and I’m getting desperate to sell. Recently someone who came round several months ago via the agent has returned and shown an interest. A couple of weeks…
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